(Advocates, Property advocates in Bangalore, Property lawyers in Bangalore)
Bangalore city
has grown by leaps and bounds in the last two three decades especially after
the IT boom of the eighties.The real estate sector has also kept pace with the
growth of the city and the number of properties have also grown in lakhs.The
city area has increased to more than 800sqkms from mere 130sqkms three
decades ago. Thus there are nearly 18-19 lakhs properties at present in the
city limits, out of which BBMP is getting tax from 15-16lakhs properties. With
the rise in property prices many illegal layouts have sprung up and the frauds
in the property dealings have also increased. In many cases a single property
is sold to many innocent buyers who are knocking at the doors of courts.
Similarly, many financial institutions and Banks have been duped by the
fraudsters by availing loans from several banks on a single property with forged
documents.
To deal with the
above problems and to make property transactions transparent the Survey and
Settlement and Land records Department of BBMP has launched a novel project,(UPOR) Urban Property Ownership Project under which the Property Register Cards (PRC) will
be issued to the eligible property owners in the Bangalore City.As per Mr.V.Ponnuraj,Commissioner,
of the said department, in the First Phase the department will implement this
project in 50wards out of the 198wards
in the city and all wards will be covered in 2-3 years time.He also said the project will be implemented
through private agencies which will be paid by the department and not through
(PPP) Private Public Partnership model. The onetime cost per property card will
be around R.300–400, which will be collected from the property owners at the
time of issue of PRC’s.
Property
Record Card:
The department will maintain in one property register all
the details of the individual properties in a database of the newly developed
software for this purpose. It will contain details of the individual properties
such as ownership, any liabilities on the property, survey details on a map
such as shape, area, dimensions etc, and also map of the locality. This will be made compulsory for all properties
in the city. This will give an identity to the property and can be used in
property transactions, for availing bank loans, to pay property taxes etc.
How
Project will be implemented?
Before doing survey every property owner will be issued a
notice and afterwards the officials will demarcate the boundaries of the
property.The officials will take some photographs of the property and will also
collect details of mode of acquisition as to whether ancestral property, allotment
by BDA, allotment from housing societies,Tax paid details,liabilities on the
property etc., and these details will be stored in the database after cross
checking with the records of the relevant government departments. For this
purpose software is created and this will bring down the implementation period
to 2-3years from 5 -10 years if done manually.
Every property will have a file containing hard and soft
copies of the details. Once the draft PRC is ready the same will be issued to
the property owners. The same will also be published in department website, in
city survey offices and published in leading Newspapers calling for any
objections from general public / property owners within a period of 30days.The
officials are vested with quasi judicial
powers who will look into the objections and in case of minor objections the same will be resolved by them. If there are any
major objections, court litigations, the same will be recorded in the property file. After completing these formalities the final PR card will be generated
and issued to the property owners.At
the time of issue of PR card owners photograph and hand biometrics (all ten
fingers) will be taken. The prescribed charges will be collected at the time of
issue of final PR cards.
Benefits
to the citizens
The PR card will be the identity of the property.This can be
used by the property owners in all property related transactions, can easily
avail bank loans as the burden on the property will be reflected in the card,
can use it for paying property tax.The
card will be handy at the time of applying for modifications, building plans
approval and other dealings with the Bruhat Bangalore Mahanagara Palike.The khata is only an account with the BBMP for collection of taxes and is not a
property title, as everyone believes.
Similarly, the Sale Deed is one of the
documents of property which authenticates the Sale Transaction and will not
confirm ownership, since the Sub- Registrar’s office will not verify
genuineness of the property ownership at the time of registration.Since,the PR
card includes all the details of the property such as mode of acquisition,
measurements, photos, survey report, locality map, any loans on property, etc.,
the PR card will confirm the ownership of the property.The sale transactions
takes place faster since obtaining legal opinion work will be minimized and
frauds will also be avoided.The buyers will also get benefited since PR cards
will contain more details of the irregularities in the property such as illegal
layouts, encroached properties, litigation properties etc.
Benefits
to the civic authorities
The civic authorities will have
detailed database of all the properties under its limits and can easily monitor
civic and tax collection issues.The illegal layouts, encroached properties,
building plan violations etc., can be easily monitored and appropriate actions
can be taken against the violators as per law.Once all the properties are added
to the database of the software tax evasion can be curbed thereby increasing
the revenue of the concerned authorities.The authorities can provide better
amenities to the residents and improve infrastructure, with increase in revenue
collections.
Conclusion
The aim of the project is quite
laudable and very useful if effectively implemented as planned.The authorities
must take foolproof measures to plug any loopholes at the time of implementation
of the project.Further,the project has to be implemented within the time frame
fixed.
More,
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